Full Range of Products

Broad Reach Benefits offers a full range of insurance products that can be customized to your needs. As brokers, we provide you with access to a wide variety of insurance carriers and markets across the country. We only work with those carriers that meet a critical selection criterion.

Many products are available as Voluntary Programs (100% employee-paid). Voluntary Programs are an excellent way to provide your employees with the benefits they want and desire without impacting your employee benefits budget. See our section on Voluntary Benefits to learn more!

A Spreadsheet Is Not A Strategy

Most benefits brokers merely shop the market for your with a few carriers and then provide you with a spreadsheet. But no matter how many plan options a spreadsheet may contain, they are all just variations of the same choice. To take control of your employee benefit costs you need solutions based on real strategies - not just trading one feature for another.

Strategies That Provide An Advantage

You need ways to manage the costs of prescription drugs, chronic diseases, technology, employee communication- while minimizing disruption and backlash from your employees. The right strategies will provide direct savings to your medical plan. Indirect savings will occur when your time is freed from benefits administration and problem solving. Savings will be derived from increased employee morale, lower turnover, lower absenteeism and diminished recruitment time.

Whether you have 20 or 1,000 employees, these strategies will have a measurable impact on your company

Specialized Products

Did you know that carriers today have an amazingly wide variety of specialized insurance products. Specialized products are designed to provide a traditional employee benefit to a specific group or risk. The underwriting, benefits and cost are very different than traditional group programs.

If you had a blank sheet of paper and could design your own executive life insurance program or disability plan, what would you want? Specific benefits? No health questions? Individual policies that are completely portable? Let us know what's on your wish list and we'll match you up with a specialized program.

Employee Benefits have become an expected part of compensation for today's employee. Having the proper benefit programs to attract and retain employees is crucial in our current business environment.